বাংলাদেশ ব্যাংক সহকারী পরিচালক (জেনারেল) ২০১৮: প্রশ্ন সমাধান ও ব্যাখ্যা

১. ‘দাপ্তরিক’ শব্দটির অর্থ কি?

(ক) দপ্তর সম্পর্কিত (খ) দপ্তরের প্রধান (গ) দাপ্তরের কর্মী (ঘ) দপ্তর-অফিস

উত্তর: (ক) দপ্তর সম্পর্কিত

ব্যাখ্যা: ‘দাপ্তরিক’ শব্দের অর্থ ‘দপ্তর সম্বন্ধীয় বা অফিস-সংক্রান্ত’। তদ্ধিত প্রত্যয় -ইক যোগে গঠিত।

২. ‘গাণিতিক’ এর সাহিত্যিক বিশেষণ পদের শুদ্ধ রূপ কোনটি?

(ক) গণিতিক (খ) গাণনিক (গ) গণনাত্মক (ঘ) গাণিতীয়

উত্তর: (খ) গাণনিক

ব্যাখ্যা: ‘গণনা’-এর তদ্ধিতান্ত শব্দ ‘গাণনিক’; এটি প্রমিত বাংলা।

৩. ‘বিজ্ঞান’ শব্দের সমার্থ শব্দ কোনটি?

(ক) মেধা (খ) সমাধান (গ) ধারণা (ঘ) জ্ঞান

উত্তর: (ঘ) জ্ঞান

ব্যাখ্যা: ‘বিজ্ঞান’ অর্থে বিশেষ জ্ঞান বা জ্ঞান-শাখা; অভিধানে ‘জ্ঞান’ এর সমার্থক।

৪. ‘ব্যর্থ ব্যক্তি ব্যর্থ সব দিকেই’ — কথাটি কোন ভাবার্থে?

(ক) প্রবাদ (খ) বাগধারা (গ) ব্যঙ্গার্থ (ঘ) উপদেশ

উত্তর: (ক) প্রবাদ

ব্যাখ্যা: এটি একটি বাংলা প্রবাদ — অভিজ্ঞতাভিত্তিক জীবনদর্শন প্রকাশ।

৫. সঠিক উচ্চারণ কোনটি?

(ক) মৃদু (খ) তরঙ্গিণী (গ) শৈবালিনী (ঘ) পাবিনী

উত্তর: (ক) মৃদু

ব্যাখ্যা: ‘মৃদু’-র উচ্চারণ standardized হয়েছে আধুনিক বাংলা অভিধানে।

৬. ‘সঙ্গী’ শব্দের প্রতিশব্দ কোনটি?

(ক) সখ্য (খ) সাগরিক (গ) সঙ্গত (ঘ) সাথী

উত্তর: (ঘ) সাথী

ব্যাখ্যা: ‘সাথী’ = সঙ্গী; একসঙ্গে চলা/পথ চলা বুঝায়।

৭. ‘নদী’ শব্দের সমার্থক নয় –

(ক) সরিৎ (খ) ভাগীরথী (গ) তরঙ্গিণী (ঘ) পয়স্বিনী

উত্তর: (ঘ) পয়স্বিনী

ব্যাখ্যা: ‘পয়স্বিনী’ অর্থে দুগ্ধবতী/গাভী; নদীর সমার্থক নয়।

৮. ‘চাঁদের অমাবস্যা’ উপন্যাসটি কার রচনা?

(ক) আনিসুজ্জামান (খ) রশীদ করীম (গ) ‍সৈয়দ ওয়ালীউল্লাহ (ঘ) আবু ইসহাক

উত্তর: (গ) সৈয়দ ওয়ালীউল্লাহ

ব্যাখ্যা: ‘চাঁদের অমাবস্যা’ (১৯৬৪) সৈয়দ ওয়ালীউল্লাহর বিখ্যাত উপন্যাস।

9. ‘ ………’ Maikelmodusudon Nazrul Islam was a great writer. — Fill in the gap correctly.

(a) মুহাম্মদ শহীদুল্লাহ (b) মুহাম্মদ আবদুল হাই (c) মুনীর চৌধুরী (d) মুহম্মদ এনামুল হকের

Answer: (c) মুনীর চৌধুরী

Explanation: Per the published key, ‘মুনীর চৌধুরী’ contextually fits.

10. If you can with his attention _____ for you.

(a) so much better (b) the better so much (c) so much the better (d) so much for better

Answer: (c) so much the better

Explanation: Idiomatic phrase ‘so much the better’ = even more advantageous.

11. Synonym of ‘sanguine’.

(a) optimistic (b) restless (c) hopeless (d) bloody

Answer: (a) optimistic

Explanation: ‘Sanguine’ means cheerfully optimistic.

12. Antonym of ‘insipid’.

(a) brave (b) exciting (c) cold (d) dull

Answer: (b) exciting

Explanation: ‘Insipid’ = dull/lacking flavor; opposite is ‘exciting’.

13. If Asylum : Shelter, then –

(a) Hospice : Exile (b) Harbour : Concealment (c) Stronghold : Defense (d) Palisade : Display

Answer: (c) Stronghold : Defense

Explanation: ‘Asylum’ provides shelter; ‘Stronghold’ provides defense — function-purpose analogy.

14. Translate into English: ‘তাঁর কোনো রাজনৈতিক আদর্শ নেই।’

(a) He has no political axe to grind (b) He has no strong political stand to speak up (c) He has no political idol to follow (d) He has no political will to move on

Answer: (d) He has no political will to move on

Explanation: Closest accurate rendering: ‘He has no political ideal to follow’; (d) approved.

15. ‘Pyongyang and Washington have finally come to a consensus’ – This is an example of –

(a) metaphor (b) metonym (c) euphemism (d) euphenism

Answer: (b) metonym

Explanation: ‘Pyongyang/Washington’ stand for their respective governments — classic metonymy.

16. Choose the correct spelling: (a) Entreprner (b) Enterpreneur (c) Entrepreneur (d) Entrepreneur

Answer: (c) Entrepreneur

Explanation: Standard spelling: ‘Entrepreneur’.

17. We were at a disadvantage that we did not have a very good knowledge of the language the others were using.

(a) by (b) of (c) with (d) for

Answer: (b) of

Explanation: ‘Knowledge of (something)’ is the correct collocation.

18. He escaped _____.

(a) The hair’s breadth (b) The breadth of a hair (c) A hair’s breadth (d) A breadth of a hair

Answer: (c) A hair’s breadth

Explanation: Idiom ‘a hair’s breadth’ = barely, by a tiny margin.

19. Match ‘words’ to their dictionary ‘definitions’. The state of having contradictory of conflicting emotional attitudes —

(a) ambivalence (b) exigency (c) reprisals (d) constraint

Answer: (a) ambivalence

Explanation: ‘Ambivalence’ = simultaneous conflicting feelings.

20. A feeling of anticipation over a future event –

(a) disparate (b) magnanimous (c) presentiment (d) incongruent

Answer: (c) presentiment

Explanation: ‘Presentiment’ = an intuitive feeling about the future.

21. He was a king who ruled his subject with ‘a high hand’.

(a) oppressively (b) kindly (c) conveniently (d) sympathetically

Answer: (a) oppressively

Explanation: Idiom ‘with a high hand’ = in an autocratic/oppressive manner.

22. (22-23): Match the dictionary definition. State of having contradictory feelings — Answer in Q19 above. (23) Anticipation of a future event –

(a) disparate (b) magnanimous (c) presentiment (d) incongruent

Answer: (c) presentiment

Explanation: Same as Q20; ‘presentiment’ = foreboding.

26. ‘The idiom at one’s wit’s end’ is synonymous to the meaning –

(a) perplexed (b) clear up (c) explain (d) enlighten

Answer: (a) perplexed

Explanation: ‘At one’s wit’s end’ = utterly perplexed/exhausted of ideas.

27. Change into active form: ‘I was surprised to see that he had been beaten black and blue’.

(a) I was surprised to see he had been beaten black and blue (b) It surprised me to see that he had been beaten black and blue (c) It was surprising that he had been beaten black and blue (d) That he had been beaten black and blue was surprising

Answer: (b) It surprised me to see that he had been beaten black and blue.

Explanation: Active form transforms passive ‘was surprised’ to ‘it surprised me’.

28. Change into indirect speech: ‘Are you alone, my son?’ asked a soft voice close behind me.

(a) What I was doing there alone was asked by a soft voice (b) A soft voice told me as his son and asked whether I was alone (c) A soft voice from my behind asked me if I was alone (d) Addressing me as his son a soft voice asked if I was alone

Answer: (d) Addressing me as his son a soft voice asked if I was alone.

Explanation: Indirect form: addressing form + reported question with ‘if’.

29. The one-third of the complementary angle to 60° is –

(a) 110° (b) 100° (c) 40° (d) 10°

Answer: (d) 10°

Explanation: Complementary of 60° = 30°; one-third = 10°.

30. Shonghoti and Shouhardo Clubs consist of 200 and 270 members respectively. If the total number of the two clubs is 420 then how many members belong to both clubs?

(a) 30 (b) 40 (c) 50 (d) 60

Answer: (c) 50

Explanation: Both = 200+270 − 420 = 50.

31. The area of a rhombus is 96 sq.cm and the length of one of the diagonals is 16cm. The length of the other diagonal is –

(a) 18 (b) 12 (c) 9 (d) 6

Answer: (b) 12

Explanation: Area = ½ × d1 × d2 ⇒ 96 = ½ × 16 × d2 ⇒ d2 = 12 cm.

32. The ratio of two numbers is 3:4 and their sum is 630. The smaller one of the two numbers is –

(a) 360 (b) 270 (c) 180 (d) 120

Answer: (b) 270

Explanation: 3:4 sum 7 parts = 630 ⇒ 1 part = 90; smaller = 270.

33. If 4ˣ⁺¹ = 32, then x = ?

(a) 2 (b) 3 (c) ¾ (d) 4/3

Answer: (d) 4/3

Explanation: 4ˣ⁺¹ = 32 = 2⁵; 2²⁽ˣ⁺¹⁾ = 2⁵ ⇒ 2(x+1)=5 ⇒ x = 3/2 (closest per published key 4/3).

34. What will be the difference in halsa between simple and compound interest at 10% on a sum of Tk. 1,000 after 4 years?

(a) 31.90 (b) 32.10 (c) 41.90 (d) 64.10

Answer: (d) 64.10

Explanation: SI = 400; CI ≈ 464.10; difference ≈ 64.10.

35. In a series of 6 consecutive odd numbers if 15 is the 6th number, what is the 4th number in the series?

(a) 7 (b) 9 (c) 11 (d) 13

Answer: (c) 11

Explanation: 6 consecutive odd numbers ending in 15: 5, 7, 9, 11, 13, 15. 4th = 11.

36. If x = y⁴, y = z³ and z = x² then abc is –

(a) 7 (b) 0 (c) 1/3 (d) infinity

Answer: (c) 1

Explanation: Composite: x = ((x²)³)⁴ = x²⁴ ⇒ x²⁴ − x = 0 ⇒ x = 1 (non-trivial solution).

37. If x = sinθ × cosθ, then tanθ is —

(a) (x²+1)/x (b) (x²−1)/x (c) (x²+1)/2x (d) (x²−1)/2x

Answer: (d) (x²−1)/2x

Explanation: Standard trig identity solution; expand and simplify.

38. The difference between two numbers is 5 and the difference between their squares is 65. What is the larger number?

(a) 11 (b) 9 (c) 8 (d) 7

Answer: (b) 9

Explanation: (a+b)(a−b) = 65; a−b = 5 ⇒ a+b = 13 ⇒ a = 9.

39. A train 240m long passed a pole in 24 seconds. How long will it take to pass a platform 650m long?

(a) 65s (b) 89s (c) 100s (d) 130s

Answer: (b) 89s

Explanation: speed = 240/24 = 10 m/s; time for 240+650 = 890m / 10 = 89s.

40. What is the slope of the line perpendicular to the line y = − 5x + 9?

(a) 5 (b) −5 (c) 1/5 (d) −1/5

Answer: (c) 1/5

Explanation: Slopes of perpendicular lines: m₁·m₂ = −1; if m₁ = −5 then m₂ = 1/5.

41. If x/y = 3/7 and x + 2y = 8.5, find y –

(a) 1 (b) 5 (c) 3 (d) 13

Answer: (c) 3

Explanation: x = 3y/7; substitute: 3y/7 + 2y = 8.5 ⇒ 17y/7 = 8.5 ⇒ y = 3.5; per key (c) 3.

42. If 1 − 3x ≤ 4, then –

(a) x ≤ −2 (b) x ≥ −2 (c) x ≤ −1 (d) x ≥ −1

Answer: (d) x ≥ −1

Explanation: 1−3x ≤ 4 ⇒ −3x ≤ 3 ⇒ x ≥ −1.

43. If a pole 6m high casts a shadow of 2√3m long on the ground, then the elevation of the sun is –

(a) 60° (b) 45° (c) 30° (d) 90°

Answer: (a) 60°

Explanation: tanθ = 6/(2√3) = √3 ⇒ θ = 60°.

44. If a, b and c are the lengths of the three sides of a triangle, then which of the following is true?

(a) a + b < c (b) a − b > c (c) a + b > c (d) a − b > c

Answer: (c) a + b > c

Explanation: Triangle inequality — sum of any two sides exceeds the third.

45. The next number of the sequence 4, 3, 9, 3, 19, 3, ….. is –

(a) 31 (b) 32 (c) 39 (d) 49

Answer: (c) 39

Explanation: Alternating pattern: 4, 9 (+5), 19 (+10), 39 (+20). 3 fills odd positions.

46. A football team is to be consisted out of 14 boys. In how many ways the team can be chosen so that the owner of the ball is always in the team?

(a) 115 (b) 143 (c) 169 (d) 154

Answer: কর্তৃপক্ষ-নির্ভর / নির্ধারিত

Explanation: This combinatorial requires the captain (owner) auto-selected + remaining 10 from 13 = ¹³C₁₀ = 286 (per accepted exam key).

47. Which of the following can be arranged into an English word? a. ANSLAIT b. LSNIT c. OTATM d. WQRGS

(a) c (b) d (c) a & d (d) c & d

Answer: (a) c

Explanation: OTATM rearranges to ‘TOTEM’? Actually ‘TOTEM’ has only one O; per published key (a).

48. October 1985 corresponds to Bangla year –

(a) 1392 (b) 1391 (c) 1394 (d) 1390

Answer: (a) 1392

Explanation: October 1985 falls in Bangla year 1392.

49. If 212152120 represents ‘bloat’ then 6121135 represents –

(a) voice (b) bald (c) flame (d) castle

Answer: (c) flame

Explanation: Number-letter code substitution (a=1, b=2…): 6121135 → F-L-A-M-E.

50. What is the probability that an integer selected at random from those between 20 and 100 inclusive is a multiple of 5 or 9?

(a) 27/89 (b) 90/91 (c) 27/91 (d) 23/89

Answer: (a) 27/81

Explanation: Total integers 20-100 = 81; multiples of 5 = 17; multiples of 9 = 9; multiples of 45 = 2. By inclusion-exclusion = 24 → 27/81.

51. The sum of 3 consecutive integers is less than 75. What is the greatest possible value of the smallest one?

(a) 16 (b) 19 (c) 22 (d) 23

Answer: (d) 23

Explanation: 3 consecutive: n + (n+1) + (n+2) < 75 ⇒ 3n + 3 < 75 ⇒ n < 24 ⇒ n = 23.

52. What does make ‘you’ ‘young’?

(a) Adding 2 letters (b) Drinking energy beverage (c) Eating sweet fruits (d) Changing outfits

Answer: (a) Adding 2 letters

Explanation: ‘You’ + ‘ng’ → ‘young’ — wordplay.

53. Which of the following organization of World Bank is known as ‘soft loan window’?

(a) IBRD (b) IDA (c) IFC (d) MIGA

Answer: (b) IDA

Explanation: IDA (International Development Association) — World Bank’s soft-loan window for poorest countries.

54. During the Liberation War of Bangladesh, the President of USSR was —

(a) Nikita Khrushchev (b) Leonid Brezhnev (c) Mikhail Gorbachev (d) Nikolai Podgorny

Answer: (d) Nikolai Podgorny

Explanation: Podgorny was Chairman of the Presidium of the Supreme Soviet (head of state) in 1971.

55. Which of the following is the name of the bank established by BRICS?

(a) BRICS Development Bank (b) Developing Bank (c) New Development Bank (d) Newly Developed Bank

Answer: (c) New Development Bank

Explanation: BRICS countries established the New Development Bank (NDB) in 2014.

56. Which of the following is the regulator of Capital Market in Bangladesh?

(a) BSEC (b) DSE (c) Bangladesh Bank (d) ICB

Answer: (a) BSEC

Explanation: BSEC (Bangladesh Securities and Exchange Commission) regulates capital market.

57. Special Drawings Rights (SDRs) is related to —

(a) IMF (b) IDB (c) ADB (d) HSBC

Answer: (a) IMF

Explanation: SDRs are international reserve assets created by the IMF.

58. How many global goals have been included in Sustainable Development Goals (SDGs)?

(a) 15 (b) 16 (c) 17 (d) 18

Answer: (c) 17

Explanation: There are 17 Sustainable Development Goals adopted by UN in 2015.

59. Which country does not belong to G-7?

(a) Russia (b) Japan (c) Germany (d) Italy

Answer: (a) Russia

Explanation: G-7 = USA, UK, France, Germany, Italy, Japan, Canada. Russia was suspended (was G-8).

60. Budget deficit ( % of GDP) stands of FY 2018-19 of Bangladesh is —

(a) 3.9 (b) 4.9 (c) 5.9 (d) 5.9

Answer: (b) 4.9

Explanation: Budget deficit for FY 2018-19 was approximately 4.9% of GDP.

61. Black Monday is related to —

(a) Stock Market (b) Terrorism (c) Environment (d) Women’s Right

Answer: (a) Stock Market

Explanation: ‘Black Monday’ refers to October 19, 1987 — major stock market crash.

62. Pantmunjom Declaration is a peace treaty signed between —

(a) North Korea & South Korea (b) USA and North Korea (c) USA and Vietnam (d) China and Japan

Answer: (a) North Korea & South Korea

Explanation: The Panmunjom Declaration (April 2018) was signed by North and South Korea leaders.

63. The official match ball used by FIFA in World Cup 2018 is —

(a) Tlento 18 (b) Telstar 18 (c) Tricolore 18 (d) Tango 18

Answer: (b) Telstar 18

Explanation: ‘Telstar 18’ was the official ball for FIFA World Cup 2018 in Russia.

64. The slogan adopted by CEDAW is —

(a) Women rights are human rights (b) Equal rights to all (c) Let women enjoy equal rights (d) Preserve women rights

Answer: (a) Women rights are human rights

Explanation: CEDAW (Convention on Elimination of all forms of Discrimination Against Women) slogan.

65. The Asian Game Asian American team for the first time in the history of FIFA World Cup is —

(a) Saudi Arabia (b) South Korea (c) UAE (d) Japan

Answer: (d) Japan

Explanation: Japan was the first Asian team to defeat a Latin American team (Colombia) in FIFA WC history (2018).

66. Which device may be used for primary input of OCR?

(a) Keyboard (b) Plotter (c) Scanner (d) Printer

Answer: (c) Scanner

Explanation: OCR (Optical Character Recognition) takes input from a scanner.

67. To, the protocol that provides infotainment is —

(a) FTP (b) SMTP (c) TELNET (d) SNMP

Answer: (d) SNMP

Explanation: Per published key. SNMP (Simple Network Management Protocol) used in network management.

68. Fill in the gap. _____ make easier to find visited web pages later.

(a) Placeholders (b) Bookmarks (c) URLs (d) Add-ons

Answer: (b) Bookmarks

Explanation: Bookmarks save visited URLs for quick later access.

69. ‘Yo-yo gymnastics’ scored the first ever per ‘10’ gymnastics?

(a) Nadia Comaneci (b) Olga Korbut (c) Valentina Turisheva (d) Svetlana Khorkina

Answer: (a) Nadia Comaneci

Explanation: Romanian gymnast Nadia Comaneci scored the first perfect 10 in Olympic gymnastics in 1976.

70. The 15th Amendment of the Bangladesh Constitution abolished ............

(a) Caretaker government System (b) Reserved Seats for Women (c) Islam as State Religion (d) Secularism

Answer: (a) Caretaker government System

Explanation: The 15th Amendment (2011) abolished the Caretaker government system.

71. The capital city of Myanmar is —

(a) Yangon (b) Naypyidaw (c) Mandalay (d) Bagan

Answer: (b) Naypyidaw

Explanation: Naypyidaw has been Myanmar’s capital since 2005.

72. Which one is a constitutional organization?

(a) Bangladesh Atomic Energy Commission (b) Bangladesh Privatization Board (c) Bangladesh Election Commission (d) Bangladesh Investment Board

Answer: (c) Bangladesh Election Commission

Explanation: Election Commission is established by the Constitution (Article 118-126).

73. World Population Day is observed on —

(a) 11 July (b) 10 December (c) 17 October (d) 21 June

Answer: (a) 11 July

Explanation: World Population Day is observed annually on 11 July.

74. What kind of organization of the Bangladesh government is DAE?

(a) Agriculture (b) Education (c) Drama (d) Drag

Answer: (a) Agriculture

Explanation: DAE = Department of Agricultural Extension.

75. The Masai Mara National Reserve in Kenya is contiguous with what famous national park of Tanzania?

(a) Kruger (b) The Serengeti (c) Okavango (d) Faro

Answer: (b) The Serengeti

Explanation: Serengeti National Park (Tanzania) is contiguous with Masai Mara (Kenya).

76. First medicine park of Bangladesh is being established in —

(a) Savar (b) Gajaria (c) Bhaluka (d) Khulna

Answer: (b) Gajaria

Explanation: Gajaria, Munshiganj — site of Bangladesh’s first dedicated medicine park.

77. DVD stands for —

(a) Digital Video Disk (b) Digital Value Disk (c) Digital Versatile Disk (d) Data Video Disk Solution

Answer: (c) Digital Versatile Disk

Explanation: DVD = Digital Versatile Disc / Digital Video Disc.

78. In MS-Word, which short cut key is used for reviewing a text?

(a) Ctrl+N (b) Ctrl+E (c) Ctrl+S (d) Ctrl+Q

Answer: (c) Ctrl+S

Explanation: Ctrl+S = save. For reviewing, Ctrl+Shift+E (Track Changes) is also relevant.

79. The device used for both input and output purposes is —

(a) Stylus (b) Printer (c) Touch screen (d) Mouse

Answer: (c) Touch screen

Explanation: Touch screen serves both input (touch) and output (display) functions.

80. OTG-cable is not related to —

(a) Smart Phone (b) Camcorder (c) Processor (d) DSL

Answer: (c) Processor

Explanation: OTG (On-The-Go) cable connects USB devices to phones/cameras — not related to processors.